FINANCIAL SERVICES OF WISCONSIN, INC.

(414) 476-4863 or (800) 369-7571

Serving the special needs of individual and business borrowers since 1981!

Financial Services of Wisconsin, Inc., is a Wisconsin licensed Mortgage Broker incorporated in the State of Wisconsin in December 1981. Financial Services of Wisconsin., Inc., was established as a "Boutique Financing Broker". The concept is adapted from the Securities industry. A Boutique Financing Broker adapts and tailors financing programs to meet the needs of the individual clients. Clients can be home buyers, existing home owners, individuals purchasing or building investment properties, present owners of existing investment properties and owners of small businesses. Financial Services of Wisconsin, Inc., can arrange many other types of specialized financing also, such as receivable financing, inventories financing, contract purchasing financing and much more. Financial Services of Wisconsin, Inc. can arrange financing in any county in Wisconsin.

SPECIALTY PROGRAMS

We arrange financing through about 50 different lenders and offer over 300 financing programs that can be tailored to meet borrowers needs. The following are a few of the most frequently requested:

Conventional lending programs that can be offered by your favorite Bank, Savings Association or Credit Union. (We will provide excellent service and still may be 1/8th or 1/4 percent lower without any advance fees. ).
Owner occupied 2-4 family units up to 100% LTV for qualifying borrowers and properties.
Community Home Buyer programs up to 97% LTV.
Borrowers with recent poor, bad or non-existing credit can now qualify for home ownership purchases (70-85% LTV). Co-signers are welcome.
Borrowers recently discharged from Chapter 7 Bankruptcy (as recent as several months ago).
Home owners, now in Chapter 11 or Chapter 13, who may have sufficient equity in their home to pay off the bankruptcy.
Stacked loans (80%, 10%, 10%) on the purchase of a home.
Purchase financing on owner occupied homes (No PMI or lender self-insurance required).
LTV financing for borrowers with less than good credit (no PMI or lender self-insurance required).
ARM (adjustable rate mortgages) at more than 2% below prime.
Step-up mortgages that allow the borrower to qualify for a larger mortgage with a lower qualifying note.
Second mortgages for any reason - including mobile homes and condo's -even if just to raise cash.
Second or first mortgages based on lines of credit - one time closing, loan amount based on assessed value not an expensive appraisal - borrow over and over, up to your approved line of credit.
New home construction loans.
Home improvement loans based on assessed value plus construction estimates.
No Income Verification Mortgage Programs for small business owners (new or established) who can't verify income on Federal Tax Returns.

CREATIVE FINANCING FOR DIFFERENT TYPES OF PROPERTIES

Conventional single family homes
Owner occupied properties or properties used as a rental
Owner occupied 2-4 family properties
Non-Owner occupied 2-4 family properties
Legal non-conforming 1-4 family properties
Two or more homes on one lot
Small and odd lots with non-rebuildable structures
Conversion properties now used for a different purposes
Mixed use properties (stores lower, apartments upper)
Taverns with living quarters that are owner occupied (up to 50% LTV)
Hobby farms with more than 5 acres
Buildable lots and raw land
Owner occupied homes requiring home improvements or construction
Modular and mobile homes permanently affixed to a foundation
Apartments of 5-200 units
Commercial, industrial, retail, etc., properties over $250,000.

SELLER HELD MORTGAGE NOTES, LAND CONTRACTS, OR OTHER EQUITY INSTRUMENTS

Financial Services of Wisconsin, Inc., may be able to arrange cash through a sale of any of the following instruments:

Payments received on seller held mortgage notes or land contracts.
Payments received on equity from the sale of a small business.
Secured note to a real estate broker, attorney or other professional persons for commissions or fees owed.
Structured settlements (e.g.: insurance settlements) from a law suit.
In fact, any stream of payments can be considered sellable - even lottery winnings.
The complete sale of any of the above instruments could result in a discount to the seller of the instrument. (Every transaction is calculated and quoted individually.) However, in every case the seller will receive cash on the barrel head, no strings attached.
If the full amount of cash proceeds are not needed immediately, we can arrange for the sale of a series of payments from your note. The sale of a payment stream will leave the seller with more cash and a lesser discount.

For more information:

E-Mail us at: finserv@execpc.com